Good credit score has various ways of been determined by each individual car insurance company. That is a way to say that credit score defers from one auto insurance company to another. However, some car insurance company uses some of these factors to determine a good credit score;
– The time period you have been in credit system which may be weeks, months or years.
– Number of credit card you have. If you use them or not.
– Your public record report such as unpaid bills, collections, crime rate, bankruptcy etc.
– Financial history.
– They also compared credit available to you and credit which you have not used.
These are some of the factors they use to determine if you have a good credit or not. However, optium credit score is 720 and above
