Can auto insurance company look into my credit history without contacting me?

Credit history

 

Yes in many states and countries, they are allowed to view your credit score so far as you provide them with your information like name, national insurance number, date of birth and your other personal data. However, in doing this, there are reasonable procedures they have to follow in other to enhance confidentiality, accuracy and effective utilization of such data in a way that is not harmful. There are state insurance laws and even credit reporting act that stress how to handle these data collected. But many car insurance companies are always careful when handling your credit history or rating.

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